[Disclaimer  - The following information was complied by AIMU with assistance of counsel, Thacher Proffitt & Wood, based on published statues and regulations.  This information does not necessarily reflect either private rulings, by or consultation with, state insurance departments.  This information is intended solely for reference purposes and is not intended to be an interpretive statement of general requirements in any particular state, nor does it constitute legal advice. Members are requested to advise AIMU if they become aware of any changes or additions to statues or regulations which would affect the following information.]