| AL | Ocean marine exempt: §27-13-21 and §27-13-22 | Wet marine and transportation insurance exempt: §27-14-2 |
No provisions |
| AK | Ocean marine exempt: §21.39.020 | Wet marine and transportation insurance exempt: §21.42.010 | No exemption: §21.36. 210, §21.36.220, §21.36.240; personal insurance has more stringent requirements |
| AZ | Ocean marine exempt: §§20-342(5), 20-382(3) and 20-400(7) | Ocean marine and foreign trade insurance exempt: §20-1101 | Wet marine exempt: §20-1671(8); homeowners' policies covering watercraft and marine policies covering the legal liability of a natural person not exempt: §20-1651 through §1656 |
| AR | Ocean marine exempt: §23-67-203(4) | Wet marine and foreign trade insurance exempt: §23-79-102 | No exemption: §23-66-206(II)(A); See Ins. Dept. directive, 1/7/ 85, announcing guidelines |
| CA | Ocean marine exempt, but pleasure craft 26 ft. or less in length treated as inland marine and rates must be filed: §1851(c); §1036; and Directive 5/9/95 | No form filing requirement applicable to ocean marine. | Ocean marine exempt: §675.5 |
| CO | No express ocean marine exemptions: §10-4-401 | No form filing requirement applicable to ocean marine. (§10-1-114 repealed in 1963.) | Provisions not applicable to wet marine; inland marine is also exempt: §10-4-109.7 and §10-4-110 |
| CT | Ocean marine exempt: §38a-664(4) | Ocean marine exempt: §38a-664(4) | Ocean marine exempt from non-renewal
requirements: §38a-664(4) and §38a- 323 but not from cancellation requirements (§38a- 324) |
| DE | Ocean marine exempt: 18 §2502(b)(2) | Wet marine and foreign trade insurance exempt: Title 18 §2701(3) | Wet marine insurance exempt: §4120 |
| D.C. | Ocean marine exempt: § 31- 2702(1); | Ocean marine may be exempt as commercial risk: § 31-2714 | Marine insurance exempt: §627.4133(1)(a) and (b) |
| FL | Ocean marine exempt, but small boats are treated as inland marine and rates must filed: §627.021(2)(c) and Rule 4-167-024 | Wet marine and transportation insurance exempt: §627.401(3) | Marine insurance exempt: §627.4133(1)(a) and (b); also applies to yachts and small boats |
| GA | Ocean marine exempt: §33-9-3(a)(4) | Ocean marine and foreign trade insurance exempt: §33-24-2(3) | Ocean marine exempt: §33-24-2 |
| HI | Ocean marine exempt: §431:14-102(a) and (b)(4) | Ocean marine exempt from §431:10-201, 210 | Ocean Marine exempt: §431:10-201 |
| ID | Ocean marine exempt: §41-1401(3)(b) | Wet marine and transportation insurance exempt: §41-1801(3) | Ocean marine exempt: §41-1801(3) |
| IL | Ocean marine exempt: (but director may require submission) | Ocean marine policies may be required to be filed when issued or delivered: §215 ILCS 5/143; inland marine not exempt: 50 IAC §2302.20 | Ocean marine exempt: §215 ILCS 5/143.11,143.14(a), 143.16, 143.17 and 143.17a; however, policies issued to natural persons not exempt §5/143.13(c) |
| IN | Ocean marine exempt: §27-1-22-2(a)(3) | No requirement applicable to ocean marine | No exemption: §27-1-31-1 |
| IA | Ocean marine exempt from casualty rate regulation: §515F.3 | No ocean marine exemption, but manuscript policies exempt §515.109(1) | No exemption: §515.83A & §515.81B |
| KS | Certain Inland Marine Exempt. K.S.A. §40-955, Reg § 40-3-5. Ocean marine not exempt unless insurance covers “commercial risks, or portions thereof, not rated according to manuals, rating plans, or schedules.” | Exempts "non-standardized" marine forms "that cannot practicably be filed before use" KAR §40-3-32 | No exemption:§40-2-120, 40-2-121, & Reg. §40-3-15 |
| KY | Ocean marine exempt: §304.13-021 | Wet marine and transportation insurance exempt: §304.14-010 | No exemption: not included in definition of property and casualty insurance: §304.20-300(2) |
| LA | Ocean marine exempt, but LIRC Bulletin requires insurers writing pleasure boats 26ft. or less in length to file rates: §22:1403 and Bulletin LIRC 95-01 (revised) | Ocean marine and foreign trade insurance exempt: §22:611 | Ocean marine exempt: §22.611 |
| ME | Ocean marine exempt: 24-A §2302(2)(c); inland marine not exempt: 24A §2302(1)(c) | Wet marine and transportation insurance exempt: 24-A §2401 | No exemption: §2901; policies insuring yachts or small boats also not exempt: 24-A §3007 |
| MD | Ocean marine exempt: but insurers of motor boats up to 16 ft. in length must file rates (treated as inland marine): §§ 11-202-(b)(2) and 11-303(a)(4) | Wet marine and transportation insurance exempt: §12-101. However, insurance on outboard motorboats must be filed as inland marine. | No exemption for ocean marine §27-601 |
| MA | Ocean marine exempt: §§174A:4(b) and 175A:4(d) through (f) | Most commercial marine policies exempt as business insurance: §175:2B. However, pleasure craft policies issued to more than 50 policy holders in Massachusetts must comply with form filing requirements. | No exemption: §175:187C |
| MI | Ocean marine exempt, but for pleasure craft 24ft. or less in length, rates must be filed §500.2601 | Wet marine and transportation insurance exempt, but insurance policies on pleasure craft under 24ft. in length must be filed: §500.2236(8) | No requirement for ocean marine; however, pleasurecraft 24 ft. and less in length are subject to provisions: §500.2601 and §500.2236(8) |
| MN | Ocean marine exempt: §70A.02(5) | Ocean marine exempt: §70A.02(2)(5) | Ocean marine exempt: §60A.35 |
| MS | Ocean marine exempt: §83-2-1(1)(b) | Ocean marine exempt: §83-2-1(1)(b) | Wet marine not exempt: §83-5-28 |
| MO | Ocean marine exempt: §379.316(2) | No requirement applicable to ocean marine: §375.920 | No exemption: §379.883-886; cancellation and non-renewal of policies covering yachts and small boats governed by §375.001 et seq. |
| MT | Ocean marine exempt: §33-16-103(5) | Ocean marine and foreign trade insurance exempt: §33-1-501(6) (c) | No exemption, but not applicable to policies insuring yachts: §33-15-1101; however, policies insuring small boats not exempt |
| NE | Ocean marine exempt: §44-5018(2)(b) | Ocean marine exempt: §44-5018(2)(b) | No exemption: §44-512(2); policies insuring yachts and small boats also not exempt: §44-522(3) |
| NV | Ocean marine exempt: §686B.030(a) | Wet marine and transportation insurance exempt: §687B.010(3) | Wet marine and transportation exempt: §687B.010; however, small boat policies are not considered "wet marine" and thus not exempt |
| NH | Ocean marine exempt: §414:2(B) | No requirements applicable to ocean marine | No exemption for ocean marine insurance: §417-C:2(I) and §402:80 |
| NJ | Ocean marine exempt: §§17:29A-25 and 17:29AA-3(1) | Ocean marine exempt: §17:29AA-3(1) | Ocean marine exempt: Reg. NJAC §11:1-20.1 and -22.1; however, small boat policies not exempt |
| NM | Ocean marine exempt: §59A-17-2(1) | Wet marine and transportation insurance exempt: §59A-18-1(C.) | Ocean marine exempt: §59A-18-1(C); yacht and small boat policies also exempt: §59A-18-29(F) |
| NY | Ocean marine exempt: §2302(a)(4) and (5) 11 NYCRR 153.6 and 153.1(n) | Marine insurance exempt: §3103 (b) 11NYCRR 153.6 and 153.1(n) | Ocean marine exempt: §3426(1)(2); see also §1113(a)(20); policies not principally marine, covering small boats, are not exempt |
| NC | Personal Inland Marine Exempt. §58-41-10 Ocean marine exempt: §58-41-10 and G.S. 58-40-15(3) | Ocean marine exempt: §58-41-10 and G.S. 58-40-15(3) | Marine insurance exempt: §58-41-10; policies covering yachts, small boats and personal inland marine risks also exempt: §58-41-10(a) |
| ND | Ocean marine exempt: §26.1-25-02(c) | No marine exemption: §26.1-30-19 | Ocean marine exempt: §26.30.1-01; inland marine is not exempt |
| OH | Ocean marine exempt: §3935.02(B) | Ocean marine exempt: §3902.01(A) and §3935.02 | No exemption: §3937.25 and §3937.26 |
| OK | Ocean marine exempt: §901(4) | Ocean marine and foreign trade insurance exempt: §3601 | Ocean marine exempt: 36§ 3601 (3) |
| OR | Wet marine and transportation insurance exempt: §737.035(3) | Wet marine and transportation insurance exempt: §742.001 | Ocean marine exempt: §742.001 |
| PA | Ocean marine exempt: §40 P.S. §1222(b) | 30-day file and use statute applies to marine policies: 40 P.S. §477(b)
Policies covering “large commercial risks” exempt, but exemption must be disclosed. 40 P.S. §710-4. |
No provisions |
| RI | Ocean marine exempt: §27-6-2(2)(b) and §27-44-3(1)(d) | None applicable to ocean marine | Ocean marine exempt (requirements apply only to "specific types of policies," not including ocean marine): Reg. XXXVIII §1 |
| SC | Ocean marine exempt: §38-73-20(b)(2; inland marine not exempt | No express Ocean Marine exemption, but policies "prepared to meet special, unusual, peculiar, or extraordinary conditions applying to an individual risk" are exempt from form filing: §38-61-20. | Marine insurance may not be exempt: §38-75-710, §38-1- 20(28) |
| SD | Ocean marine exempt: §58-24-3(4) | No express Ocean Marine exemption, but "unique" risks are exempt from form filing: §58-11-13. | Applies to "property insurance" which includes yachts and small
boat policies but not other ocean marine: § 58-33-60-61, §58-25-16, §58-9-5 |
| TN | Ocean marine exempt: (§56-5301(4), but private pleasure craft subject to rate filing: §56-5-302(5)(E) | Ocean marine exempt, but private pleasure craft subject to form filing: §56-5-302(5)(E) and §56-5-305 | Ocean marine and commercially used yachts are exempt from cancellation
requirement: §56-7-1802(1) (A), §56-5-301(4); pleasure watercraft is deemed to be personal risk insurance and has not cancellation requirement: §56-5-302(5) (E); however, personal yachts and small boats are subject to non-renewal law: §56-7-1901 |
| TX | Ocean and inland marine exempt: Art. Art. 5.15, 5.25-5.31, 5.53. | Ocean and inland marine exempt: Art. 5.36 and 5.53 | Ocean marine exempt: §5.53; yachts and small boats also exempt: 28 TAC §5.7001 |
| UT | Ocean marine exempt: §31A-1-103(3)(b). Inland marine not written according to manual rules or rating plans exempt: §31A-19-203 | Ocean marine exempt: §31-A-1-103(3)(b) §31-A-21-201 | Ocean marine exempt: §31A-1-103(3)(b) |
| VT | Ocean marine exempt: T.8 §4682(4) | Wet marine and transportation insurance exempt: T.8 §3301(6) | Ocean marine exempt: T.8 §4682(4); however, yacht policies and small boat policies are subject to provisions: T.8 §3880 (a) &T.8 §3301(a)(4) |
| VA | Ocean marine exempt except for private pleasure craft under 26ft. in length: §38.2-1902 and Admin. Order 9721 | Ocean marine other than private pleasure craft exempt; only craft up to 26 ft. in length must file §38.2.317c | Ocean marine exempt (not listed): §38.2-231; yacht policies "may be considered exempt;" however, small boat coverage insured through homeowners' policies is subject to provisions: Reg.14VAC §5-340 |
| WA | Ocean marine exempt, but by regulation boats under 27ft. in length are
deemed inland marine and must file: §48.19.010 and WAC §284-24-080 (32) |
Ocean marine generally exempt, but boats under 27 ft. in length are
considered inland marine and must file: §48.18.010 and WAC §284-24-080(32) |
Ocean marine exempt: §48.18.010 |
| WV | Ocean marine exempt: §33-20-2(b)(3) | Ocean marine exempt: §33-17-8(a) and (b) and §33-17-2 | No exemption: §33-17A-2(b) (1); yachts and small boats also not exempt: §33-17A-2 |
| WI | Ocean marine exempt: §625.03(1) Inland marine exempt: WAC 4.08, 6.78(2)(a) and 6.785(2)(a) | Administrative Code exempts ocean marine insurance: §6.75(2)(b) | No exemption: §631.36 |
| WY | Ocean marine exempt: §26-14-102(a)(v) | Wet marine and transportation insurance exempt: §26-15-101(a)(iii) | No exemption: §26-35-201 to §26-35-204 |
| GUAM | Ocean marine policies exempt from rate and form filing when issued by unauthorized insurers §15204. | Ocean marine policies exempt from rate and form filing when issued by unauthorized insurers §15204. | |
|
PUERTO |
Ocean marine exempt: §26-1202(e) | Ocean marine exempt: §26-1202(e) | |
| U.S. VIRGIN ISLANDS | Ocean marine policies exempt if "unique" §810. | Ocean marine policies exempt if "unique" §810. |