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STATE RATES FORMS FILING CHART

Last Updated: March 2023

This chart does not constitute legal advice, nor does it purport to provide definitive guidance for every type of marine insurance product. Individualized questions should be directed to counsel or a particular state’s Department of Insurance for definitive filing advice.

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STATE RATES FORMS FILING CHART

Last Updated: March 2022

This chart does not constitute legal advice, nor does it purport to provide definitive guidance for every type of marine insurance product. Individualized questions should be directed to counsel or a particular state’s Department of Insurance for definitive filing advice.

Download in pdf format »

STATE
RATES
FORM
CANCELLATION NON-RENEWAL CITES
PLEASURECRAFT RATES/RULES
PLEASURECRAFT FORM
STATE AK
RATES

 Alaska Stat. § 21.39.020(b)(3) exempts marine insurance. Alaska Stat. § 21.39.040(a) exempts inland marine risks which by general custom of the business are not written according to manual rates or rating plans.

FORMS

Alaska Stat. § 21.42.010(3) exempts wet marine and transportation insurance.

Alaska Stat. § 21.42.120(a) exempts specially rated inland marine risks.

CANCELLATION NON-RENEWAL CITES

Alaska Stat. § 21.36.210 contains no express limit on cancellation of marine policies. Alaska Stat. § 21.36.220 contains no marine exemptions for notice of policy cancellation. . Alaska Stat. § 21.36.240 imposes no conditions on an insurer’s failure to renew a marine policy.

PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required.
STATE AL
RATES

Ala. Code § 27-13-21 exempts marine insurance. Ala. Code § 27-13-22 applies some requirements to inland marine insurance.

FORMS

Ala. Code § 27-14-2(3) exempts wet marine and transportation insurance. Ala. Code § 27-14-8(a) exempts specially rated inland marine risks.

CANCELLATION NON-RENEWAL CITES

Title 27 of the Ala. Code includes no express provisions generally precluding or limiting cancellation/non-renewal of P&C policies including marine.

PLEASURECRAFT RATES/RULES Inland marine vessels for pleasure, not business, must file if less than 16 feet. Ala. Admin. Code 482-1-039.01.
PLEASURECRAFT FORMS Inland marine vessels for pleasure, not business, must file if less than 16 feet. Ala. Admin. Code 482-1-039.01.
STATE AR
RATES Ark. Code Ann. § 23-67-203(4) exempts oceans marine insurance. Ark. Code Ann. § 23-67-206(a) exempts property and casualty insurance for commercial risk in a competitive market.
FORMS Ark. Code Ann. § 23-79-102(3) exempts wet marine and foreign trade insurance. Ark. Code Ann. § 23-79-109(b)(i) exempts large commercial risks
CANCELLATION NON-RENEWAL CITES Ark. Code Ann. § 23-66-206(15) contains no marine exemptions.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required.
STATE AZ
RATES

Ariz. Rev. Stat. §§ 20-342(A)(6), 20-382(A)(3) exempt marine insurance. Ariz. Rev. Stat. § 20-385(A) exempts marine, inland marine, and transportation risks.

FORMS

Ariz. Rev. Stat. § 20-1101(3) exempts ocean marine and foreign trade insurance. Ariz. Rev. Stat. § 20-1110 does not expressly apply to inland marine risk.

CANCELLATION NON-RENEWAL CITES

Ariz. Rev. Stat. § 20-1671(8) exempts commercial marine, but not inland marine, insurance. Ariz. Rev. Stat. §§ 20-1651 to 20-1656, contain no marine exemptions for residential or personal insurance.

PLEASURECRAFT RATES/RULES No filing required
PLEASURECRAFT FORMS No filing required
STATE CA
RATES Cal. Ins. Code § 1851(c) exempts marine, but not inland marine insurance.
FORMS Code contains no applicable filing requirements.
CANCELLATION NON-RENEWAL CITES Cal. Ins. Code § 675.5(d)(5) exempts commercial ocean marine insurance.
PLEASURECRAFT RATES/RULES File (inland marine). Cal. Ins. Code § 1851(c).
PLEASURECRAFT FORMS No filing required
STATE CO
RATES Colo. Rev. Stat. § 10-4-1401 exempts insurers negotiating with and insuring sophisticated commercial entities. 3 Colo. Regs §702-5:5-1-10(3) exempts ocean marine.
FORMS Colo. Rev. Stat. § 10-4-1401 exempts insurers negotiating with and insuring sophisticated commercial entities.
CANCELLATION NON-RENEWAL CITES Colo. Rev. Stat. §§ 10-4-109.7, 10-4-110 contain no marine exemptions.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required
STATE CT
RATES Conn. Gen. Stat. § 38a-664(4) exempts marine insurance. Conn. Gen. Stat. §38a-676(a) exempts inland marine risks which by general custom of the business are not written according to manual rates or rating plans.
FORMS Conn. Gen. Stat. § 38a-664(4) exempts marine insurance. Conn. Gen. Stat. § 38a-676(c) exempts inland marine insurance which by general custom of the business are not written according to manual rates or rating plans.
CANCELLATION NON-RENEWAL CITES Conn. Gen. Stat. §§ 38a-324, 38a-323 contain no marine exemptions with regard to cancellation and non-renewal requirements.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required.
STATE D.C.
RATES D.C. Code § 31-2702(1) exempts marine insurance. D.C. Code § 31-2704(a) exempts inland marine risks which are not made by a rating organization and which by general custom of the business are not written according to manual rates or rating plans.
FORMS Code contains no form filing requirements for ocean marine risk. D.C. Code § 31-2714(a) also removes form filing requirements if insurer is insuring "exempt commercial risks," which are large entities defined at D.C. Code § 31-2701(7).
CANCELLATION NON-RENEWAL CITES D.C. Code includes no express provisions generally precluding or limiting cancellation/non-renewal of P&C policies including marine.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS File (inland marine). D.C. Code § 31-2714.
STATE DE
RATES Del. Code Ann. tit. 18 § 2502(b)(2) exempts marine insurance. Del. Code Ann. tit. 18 § 2504 exempts inland marine risk which by general custom of the business are not written according to manual rates or rating plans.
FORMS Del. Code Ann. tit. 18 § 2701(3) exempts wet marine and transportation insurance. Del Code Ann. tit. 18 § 2712(a) exempts specially rated inland marine risks.
CANCELLATION NON-RENEWAL CITES Del. Code Ann. tit 18 § 4120 exempts inland marine insurance and any insurance that is not residential or personal.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing needed.
STATE FL
RATES Fla. Stat. § 627.021(2)(c),(d) exempts marine, including inland marine, insurance.
FORMS Fla. Stat. § 627.401(3) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Fla. Stat. § 627.4133(a) and § 627.4133(b) exempts marine insurance from providing written notice of cancellation or termination other than nonrenewal.
PLEASURECRAFT RATES/RULES File for all personal inland marine risks, but not commercial inland marine risks. Fla. Admin. Code 69O-167.024(2)(b).
PLEASURECRAFT FORMS Fla. Stat. § 627.401(3) exempts wet marine and transportation insurance. See Fla. Stat. § 624.607 for definition of "wet marine and transportation insurance."
STATE GA
RATES Ga. Code Ann. § 33-9-3(a)(4) exempts marine, but not transportation, insurance.
FORMS Ga. Code Ann. § 33-24-2(3) exempts ocean marine and foreign trade insurance. Ga. Code Ann. § 33-24-9 exempts “specially rated” inland marine risks.
CANCELLATION NON-RENEWAL CITES Ga. Code Ann. § 33-24-2(3) exempts ocean marine and foreign trade insurance.
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required.
STATE GUAM
RATES Guam Code Ann. §18501 contains no marine exemptions.
FORMS Guam Code Ann. §18308 contains no marine exemptions.
CANCELLATION NON-RENEWAL CITES Code contains no provisions dealing with cancellation and non-renewal.
PLEASURECRAFT RATES/RULES

Filing required. Guam Code Ann. §18501.

PLEASURECRAFT FORMS

Filing required. Guam Code Ann. §18308.

STATE HI
RATES Haw. Rev. Stat. § 431:14-102(b)(4) exempts marine insurance. Haw. Rev. Stat. §431:14-104(a) exempts specific inland marine risks which by general custom of the business are not written according to manual rate or rating plans.
FORMS Haw. Rev. Stat. § 431:10-201 exempts ocean marine insurance.
CANCELLATION NON-RENEWAL CITES Haw. Rev. Stat. § 431:10-201 exempts ocean marine insurance.
PLEASURECRAFT RATES/RULES No filing required
PLEASURECRAFT FORMS No filing required
STATE IA
RATES Iowa Code § 515F.3(2)(c) exempts marine, but not inland marine, insurance. Some additional exceptions to rate filing requirements for inland marine policies can be found in Iowa Code § 515F.5(1)(a).
FORMS IAC 191-20.11 contains no marine exemptions for form filings. However, individually negotiated (i.e. manuscript) policies are exempt.
CANCELLATION NON-RENEWAL CITES Iowa Code §§ 515.126-515.129c contain no marine exemptions for cancellation/non-renewal requirements
PLEASURECRAFT RATES/RULES No filing required.
PLEASURECRAFT FORMS No filing required.
STATE ID
RATES Idaho Code Ann. § 41-1401(3)(b) exempts marine, but not inland marine, insurance.
FORMS Idaho Code Ann. § 41-1801 exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Idaho Code Ann. § 41-1801 exempts wet marine and transportation insurance.
PLEASURECRAFT RATES/RULES No filing required
PLEASURECRAFT FORMS File (inland marine). Idaho Code Ann. § 41-1401(3)(b).
STATE IL
RATES 50 IL Adm. Code 754.10 exempts marine, but not group inland marine, insurance.
FORMS 215 Ill. Comp. Stat. 5/143 contains no marine exemptions, although it does exempt “riders or endorsements prepared to meet special, unusual, peculiar, or extraordinary conditions applying to an individual risk.” Ill. Admin Code tit. 50 § 2302.20(b) exempts group inland marine insurance issued for business purposes.
CANCELLATION NON-RENEWAL CITES 215 Ill. Comp. Stat. 5/143.11, 5/143.17, 5/143.17a exempt ocean marine insurance.
PLEASURECRAFT RATES/RULES No rate filing required
PLEASURECRAFT FORMS Filing required. 50 Ill. Adm. Code 101.30. Form filing required.
STATE IN
RATES Ind. Code. § 27-1-22-2(a)(3) exempts marine insurance. Some additional exceptions to rate filing requirements for inland marine policies can be found in Ind. Code § 27-1-22-(g). See also Ind. Code § 27-1-22-4(b)(1).
FORMS Ind. Code § 27-1-22-2(a)(3) exempts ocean marine from the general form filing requirement contained in Ind. Code § 27-1-22-4(n).
CANCELLATION NON-RENEWAL CITES Ind. Code § 27-1-31-1 contains no marine exemptions.
PLEASURECRAFT RATES/RULES File (inland marine). Ind. Code § 27-1-22-2.
PLEASURECRAFT FORMS No filing required
STATE KS
RATES Kan. Stat. Ann. § 40-955 exempts inland marine insurance from rate filing requirements, but may exempt certain special risks, including “large risks” and commercial risks "not rated according to manuals, rating plans, or schedules."
FORMS Form filing requirements are subject to the same exemptions under rate filing requirements. Kan. Admin. Regs. § 40-3-32 exempts marine and inland marine forms that “cannot practicably be filed before use.” The exception does not specifically apply to marine or inland marine policy and endorsement forms that “contain standardized wording;” but individually negotiated (i.e. manuscript) policies are exempt.
CANCELLATION NON-RENEWAL CITES Kan. Stat. Ann. §§ 40-2,120 to 2,122 contain no marine exemptions.
PLEASURECRAFT RATES/RULES Filing required. Kan. Stat. Ann. § 40-955.
PLEASURECRAFT FORMS Filing required. Kan. Stat. Ann. § 40-955.
STATE KY
RATES Ky. Rev. Stat. Ann. § 304.13-021(3) exempts wet marine and transportation insurance.
FORMS Ky. Rev. Stat. Ann. § 304.14-010(3) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Ky. Rev. Stat. Ann. §§ 304.20-300 to 304.20-385 contain no marine exemptions.
PLEASURECRAFT RATES/RULES File (inland marine). Ky. Rev. Stat. Ann. § 304.13-021(3).
PLEASURECRAFT FORMS File (inland marine). Ky. Rev. Stat. Ann. § 304.14-010(3).
STATE LA
RATES

La. Rev. Stat. Ann. § 22:1456(C)(2) exempts marine, but not inland marine, insurance.

FORMS

La. Rev. Stat. Ann. § 22:851 exempts ocean marine and foreign trade insurance. See also La. Rev. Stat. Ann. § 22:856.

CANCELLATION NON-RENEWAL CITES

La. Rev. Stat. Ann. § 22:851 exempts ocean marine and foreign trade insurance.

PLEASURECRAFT RATES/RULES

File (inland marine). La. Rev. Stat. Ann. § 22:1456. See also La. Rev. Stat. Ann. §22:47(13).

PLEASURECRAFT FORMS

File (inland marine). La. Rev. Stat. Ann. § 22:851

STATE MA
RATES Mass. Gen. Laws ch. 174A § 4(b) exempts marine, but not inland marine, insurance.
FORMS Mass. Gen. Laws. ch. 175 § 2B exempts policies that are not delivered to more than 50 policyholders; Mass. Gen. Laws Ann. ch 175, § 224(b) exempts “large commercial policyholders.”
CANCELLATION NON-RENEWAL CITES Mass. Gen. Laws. ch. 175 § 187C contains no marine exemptions.
PLEASURECRAFT RATES/RULES No filing required
PLEASURECRAFT FORMS Filing required. Mass. Gen. Laws. ch. 175 § 2B.
STATE MD
RATES Md. Code Ann., Ins. §§ 11-202(b)(2), 11-303(a)(4) exempt marine, but not inland marine, insurance.
FORMS Md. Code Ann., Ins. § 12-101 exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Md. Code Ann., Ins. §§ 27-601 to 27-614 contain no marine exemptions.
PLEASURECRAFT RATES/RULES File pursuant to Md. Code Ann., Ins. § 11-202. See also Md. Code Regs. 31.08.06.02 (inland marine not exceeding 16 feet in length).
PLEASURECRAFT FORMS File (inland marine). Md. Code Ann., Ins. § 12-101.
STATE ME
RATES Me. Rev. Stat. tit. 24A §2302(2)(C) exempts marine, but not inland marine, insurance.
FORMS Me. Rev. Stat. tit. 24A §2401(3) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Me. Rev. Stat. tit. 24A §§ 2901, 2908 contain no marine exemptions.
PLEASURECRAFT RATES/RULES File (inland marine). Me. Rev. Stat. tit. 24A, § 2302(2)(c).
PLEASURECRAFT FORMS File (inland marine). Me. Rev. Stat. tit. 24A, § 2302(2)(c).
STATE MI
RATES Mich. Comp. Laws § 500.2601(3)(b) exempts imports, exports, and domestic shipments, and any vessels with a straight-line hull length of more than 24 feet.
FORMS Mich. Comp. Laws § 500.2236(8)(b) exempts vessels and watercrafts with a straight-line hull length of more than 24 feet.
CANCELLATION NON-RENEWAL CITES Mich. Code includes no express provisions generally precluding or limiting cancellation/non-renewal of P&C policies including marine.
PLEASURECRAFT RATES/RULES File (if less than 24 feet). Mich. Comp. Laws § 2601.
PLEASURECRAFT FORMS File (if less than 24 feet). Mich. Comp. Laws § 500.2236.
STATE MN
RATES Minn. Stat. § 70A.02 exempts marine insurance. Also exempts inland marine insurance under certain circumstances. See Minn. Stat. § 70A.02.
FORMS Minn. Stat. § 70A.02 exempts marine insurance. Also exempts inland marine insurance under certain circumstances. See Minn. Stat. § 70A.02(3).
CANCELLATION NON-RENEWAL CITES Minn. Stat. § 60A.35 exempts ocean marine insurance.
PLEASURECRAFT RATES/RULES Filing not required, except for certain inland marine risks. See Minn. Stat. § 70A.02(3).
PLEASURECRAFT FORMS Filing not required, except for certain inland marine risks. See Minn. Stat. § 70A.02(3).
STATE MO
RATES Mo. Rev. Stat. § 379.316 exempts marine, but not inland marine, insurance.
FORMS Ocean and inland marine are not identified as the types of risk that expressly require form filing prior to use under Mo. Rev. Stat. § 375.920. Instead, the statute contemplates only individual, consumer-oriented risk.
CANCELLATION NON-RENEWAL CITES Mo. Rev. Stat. § 379.883 contains no marine exemptions for commercial insurance. Mo. Rev. Stat. §§ 375.001-375.011 covers noncommercial insurance and also contains no marine exemptions.
PLEASURECRAFT RATES/RULES

File (inland marine). Mo. Rev. Stat. § 379.316.

PLEASURECRAFT FORMS

File (inland marine). Mo. Rev. Stat. § 379.316.

STATE MS
RATES Miss. Code Ann. § 83-2-1(1)(b) exempts ocean marine insurance.
FORMS Miss. Code Ann. § 83-2-1(1)(b) exempts ocean marine insurance.
CANCELLATION NON-RENEWAL CITES Miss. Code. Ann. § 83-5-28 contains no marine exemption from its requirements.
PLEASURECRAFT RATES/RULES File (inland marine). Miss. Code Ann. § 83-2-1(1)(b).
PLEASURECRAFT FORMS File (inland marine). Miss. Code Ann. § 83-2-1(1)(b).
STATE MT
RATES Mont. Code Ann. § 33-16-103(5) exempts marine, but not inland marine, insurance.
FORMS Mont. Code Ann. § 33-1-501(9)(c) exempts ocean marine and foreign trade insurance.
CANCELLATION NON-RENEWAL CITES Mont. Code Ann. §§ 33-15-1101 to 33-15-1121 contain no marine exemptions.
PLEASURECRAFT RATES/RULES File (inland marine). Mont. Code Ann. § 33-16-103(5).
PLEASURECRAFT FORMS File (inland marine). Mont. Code Ann. § 33-16-103(5).
STATE NC
RATES N.C. Gen. Stat. § 58-40-15(3) exempts marine, but not inland marine, insurance. N.C. Gen. Stat. § 58-40-30(a) exempts inland marine insurance "not written according to manual rates and rating plans."
FORMS N.C. Gen. Stat. § 58-41-10(a) exempts marine as defined by G.S. 58-40-15(3) and personal inland marine insurance.
CANCELLATION NON-RENEWAL CITES N.C. Gen. Stat. § 58-41-10(a) exempts marine and personal inland marine insurance.
PLEASURECRAFT RATES/RULES File (inland marine). N.C. Gen. Stat. § 58-40-15(3).
PLEASURECRAFT FORMS File (inland marine). N.C. Gen. Stat. § 58-40-15(3).
STATE ND
RATES N.D. Cent. Code § 26.1-25-02(1)(c) exempts ocean marine, but not inland marine, insurance.
FORMS N.D. Cent. Code § 26.1-25-02(1)(c) exempts ocean marine from the general form filing requirement contained in N.D. Cent. Code § 26.1-30-19(4).
CANCELLATION NON-RENEWAL CITES N.D. Cent. Code § 26.1-30.1-01 exempts inland marine insurance.
PLEASURECRAFT RATES/RULES File (inland marine). N.D. Cent. Code § 26.1-25-02(1)(c).
PLEASURECRAFT FORMS Filing required. N.D. Cent. Code § 26.1-30-19.
STATE NE
RATES

Neb. Rev. Stat. § 44-7505(2)(b) exempts ocean marine insurance. Neb. Rev. Stat. Ann. §§ 44-7511(1) and 44-7508(c) exempts types of inland marine risk rates that by industry custom, have not been written according to manual rating.

FORMS

Neb. Rev. Stat. § 44-7505(2)(b) exempts ocean marine insurance.

CANCELLATION NON-RENEWAL CITES

Neb. Rev. Stat. § 44-522(2) requires that for policies with terms greater than sixty (60) days, marine insurers must provide insureds with sixty (60) days’ notice of non-renewal/cancellation except where cancellation is premised on nonpayment of premium.

Neb. Rev. Stat. § 44- 522(3)(a-g)1 provides that marine insurers may not cancel policies which have been effective for greater than sixty (60) days except for certain enumerated reasons. 

PLEASURECRAFT RATES/RULES

File (inland marine). Neb. Rev. Stat. § 44-7505(2)(b).

PLEASURECRAFT FORMS

File (inland marine). Neb. Rev. Stat. § 44-7505(2)(b).

_________________________________________________

1

(a) Nonpayment of premium;
(b) The policy was obtained through a material misrepresentation;
(c) Any insured has submitted a fraudulent claim;
(d) Any insured has violated any of the terms and conditions of the policy;
(e) The risk originally accepted has substantially increased;
(f) Certification to the Director of Insurance of loss of reinsurance by the insurer which provided coverage to the insurer for all or a substantial part of the underlying risk insured; or
(g) The determination by the director that the continuation of the policy could place the insurer in violation of the insurance laws of this state.
_________________________________________________
 

STATE NH
RATES N.H. Rev. Stat. Ann. § 412:2(II)(d) exempts ocean marine insurance.
FORMS N.H. Rev. Stat. Ann. § 412:2(II)(d) exempts ocean marine insurance.
CANCELLATION NON-RENEWAL CITES N.H. Rev. Stat. Ann. § § 417-C:2 to 417-C:3 includes no express provisions generally precluding or limiting cancellation/non-renewal of marine policies.
PLEASURECRAFT RATES/RULES File (inland marine). N.H. Rev. Stat. Ann. § 412:2(II)(d).
PLEASURECRAFT FORMS File (inland marine). N.H. Rev. Stat. Ann. § 412:2(II)(d).
STATE NJ
RATES N.J. Rev. Stat. § 17:29A-25 exempts marine insurance, but not inland marine insurance unless it belongs to "classes of inland marine insurance for which no class rates, rating plans or special rates are customarily fixed by a rating bureau."
FORMS N.J. Rev. Stat. § 17:29AA-3(a)(1) exempts marine, but not inland marine, insurance.
CANCELLATION NON-RENEWAL CITES N.J. Admin. Code §§ 11:1-20.1, 11:1-22.1 exempt ocean marine insurance.
PLEASURECRAFT RATES/RULES File (inland marine). N.J. Rev. Stat. § 17:29A-25.
PLEASURECRAFT FORMS File (inland marine). N.J. Rev. Stat. § 17:29A-25.
STATE NM
RATES N.M. Stat. Ann. § 59A-17-2(A)(1) exempts wet marine and transportation insurance.
FORMS N.M. Stat. Ann. § 59A-18-1(C) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES N.M. Stat. Ann. § 59A-18-1(C) exempts wet marine and transportation. N.M. Stat. Ann. § 59A-18-29(F) exempts inland marine insurance.
PLEASURECRAFT RATES/RULES File (inland marine). N.M. Stat. Ann. § 59A-17-2(A)(1).
PLEASURECRAFT FORMS File (inland marine). N.M. Stat. Ann. § 59A-17-2(A)(1).
STATE NV
RATES Nev. Rev. Stat. § 686B.030(1)(a) exempts ocean marine, but not inland marine, insurance.
FORMS Nev. Rev. Stat. § 687B.010(3) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Nev. Rev. Stat. § 687B.010(3) exempts wet marine and transportation insurance.
PLEASURECRAFT RATES/RULES File (inland marine). Nev. Rev. Stat. § 686B.030(1)(a).
PLEASURECRAFT FORMS File (inland marine). Nev. Rev. Stat. § 686B.030(1)(a).
STATE NY
RATES N.Y. Ins. Law § 2302(a)(4), (5) exempts marine, but not inland marine, insurance.
FORMS N.Y. Ins. Law § 2302(a)(4), (5) exempts marine, but not inland marine, insurance. N.Y. Ins. Law § 2307(e) exempts inland marine risks from policy form filing if they are "not written according to manual rates or rating plans."
CANCELLATION NON-RENEWAL CITES N.Y. Ins. Law § 3426(l)(2) exempts "principally marine" insurance.
PLEASURECRAFT RATES/RULES File (inland marine). N.Y. Ins. Law § 2302(a)(4).
PLEASURECRAFT FORMS File (inland marine). N.Y. Ins. Law § 2302(a)(4).
STATE OH
RATES Ohio Rev. Code Ann. § 3935.02(B) exempts marine, but not inland marine, insurance.
FORMS Ohio Code includes no applicable filing requirements for marine insurance. See Ohio Rev. Code Ann. § 3902.02.
CANCELLATION NON-RENEWAL CITES Ohio Rev. Code Ann. §§ 3937.25- 3937.26 includes no express provision generally precluding or limiting cancellation/non-renewal of marine policies.
PLEASURECRAFT RATES/RULES File (inland marine). Ohio Rev. Code Ann. § 3935.02(B).
PLEASURECRAFT FORMS Ohio Code contains no applicable filing requirements. See Ohio Rev. Code Ann. § 3902.02.
STATE OK
RATES

Okla. Stat. tit. 36 §983(4) exempts ocean marine, but not inland marine, insurance.

FORMS

Okla. Stat. tit. 36 § 3601(3) exempts ocean marine and foreign trade insurance.

CANCELLATION NON-RENEWAL CITES

Okla. Stat. tit. 36 § 3601(3) exempts ocean marine and foreign trade insurance.

PLEASURECRAFT RATES/RULES Filing required. Okla. Stat. tit. 36 §§ 900.1-908.
PLEASURECRAFT FORMS File (inland marine). Okla. Stat. tit. 36 § 3601(3).
STATE OR
RATES

Or. Rev. Stat. §737.035(3) exempts wet marine and transportation insurance.

FORMS

Or. Rev. Stat. §742.001(2) exempts wet marine and transportation insurance.

CANCELLATION NON-RENEWAL CITES

Or. Rev. Stat. §742.001(2) exempts wet marine and transportation insurance.

PLEASURECRAFT RATES/RULES File (inland marine). Or. Rev. Stat. §737.035(3).
PLEASURECRAFT FORMS File (inland marine). Or. Rev. Stat. §742.001(2).
STATE PA
RATES

40 Pa. Stat. Ann. §1222(b) exempts marine, but not inland marine, insurance.

FORMS

40 Pa. Stat. Ann. § 710-4(b)(2) exempts marine, but not inland marine, insurance.

CANCELLATION NON-RENEWAL CITES

40 Pa. Stat. Ann. § 3403 includes no express provisions generally precluding or limiting cancellation/non-renewal of marine policies.

PLEASURECRAFT RATES/RULES File (inland marine). 40 Pa. Stat. Ann. §1222(b).
PLEASURECRAFT FORMS File (inland marine). 40 Pa. Stat. Ann. § 710-4(b)(2).
STATE PUERTO RICO
RATES P.R. Laws Ann. tit. 26 §1202(e) exempts marine, but not inland marine, insurance.
FORMS P.R. Laws Ann. tit. 26 § 1101 exempts ocean marine and foreign trade insurance.
CANCELLATION NON-RENEWAL CITES P.R. Laws Ann. tit. 26 § 1101 exempts ocean marine and foreign trade insurance.
PLEASURECRAFT RATES/RULES

File (inland marine). P.R. Laws Ann. tit. 26 §1202(e).

PLEASURECRAFT FORMS

File (inland marine). P.R. Laws Ann. tit. 26 § 1101.

STATE RI
RATES

R.I. Gen. Laws §27-6-2(b)(2) exempts marine, but not inland marine, insurance.

FORMS

R.I. Gen. Laws § 27-44-3(a)(4) exempts ocean marine insurance.

CANCELLATION NON-RENEWAL CITES

R.I. Gen. Laws § 27-29-17 and Ins. Reg. 38 include no express provisions generally precluding or limiting cancellation/non-renewal of marine policies.

PLEASURECRAFT RATES/RULES File (inland marine). R.I. Gen. Laws §27-6-2(b)(2).
PLEASURECRAFT FORMS File (inland marine). R.I. Gen. Laws § 27-44-3(a)(4).
STATE SC
RATES

S.C. Code Ann. §38-73-20(b)(2) Exempts ocean marine insurance.

SC Code Ann. Regs 69-64 exempts commercial policies including inland marine.

FORMS

S.C. Code Ann. Regs. 69-64(D) requires filing of all commercial policies unless pertaining to an exempt commercial risk and has previously been filed by an advisory organization or the insurer.

S.C. Code Ann. § 38- 61-20 and S.C. Code Ann. § 38-61-25 also exempt policies prepared to “to meet special, unusual, peculiar, or extraordinary conditions applying to an individual risk.”

CANCELLATION NON-RENEWAL CITES

S.C. Code Ann. § 38-75-710 contains no marine exemptions.

PLEASURECRAFT RATES/RULES

Filing required. S.C. Code Ann. § 38-73-340.

PLEASURECRAFT FORMS

Filing required. S.C. Code Ann. Regs. 69-64.

STATE SD
RATES

S.D. Codified Laws § 58-24-3(4) exempts marine, but not inland marine, insurance.

FORMS

S.D. Codified Laws § 58-11-13 exempts "specially rated inland marine risks" and any "forms of unique character designed for and used with relation to insurance upon a particular subject."

CANCELLATION NON-RENEWAL CITES

S.D. Codified Laws § 58-33-60 contains no marine exemptions with regard to cancellation requirements. S.D. Codified Laws § 58-1-14 contains no marine exemptions with regard to nonrenewal requirements.

PLEASURECRAFT RATES/RULES File (inland marine). S.D. Codified Laws § 58-24-3(4).
PLEASURECRAFT FORMS File (inland marine). S.D. Codified Laws § 58-11-13. Does not apply to specially rated inland marine risk.
STATE TN
RATES

Tenn. Code. Ann. art. 56-5-101(4) exempts ocean marine insurance.

FORMS

Tenn. Code. Ann. art. 56-5-101(4) exempts ocean marine insurance.

CANCELLATION NON-RENEWAL CITES

Tenn. Code Ann. § 56-7-1802(1)(A) exempts ocean marine insurance. For personal pleasure watercraft, Tenn. Code Ann. § 56-7-1901 contains no exemptions with regard to nonrenewal requirements. However, code contains no provisions dealing with cancellation for personal pleasure watercraft insurance.

PLEASURECRAFT RATES/RULES Filing required. Tenn. Code Ann. §§ 56-5-102(7)(E), 56-5-105.
PLEASURECRAFT FORMS Filing required. Tenn. Code Ann. §§ 56-5-102(7)(E), 56-5-105.
STATE TX
RATES

Tex. Ins. Code Ann. art. 5.13(c) exempts ocean marine, marine, and noncommercial inland marine insurance.

FORMS

Tex. Ins. Code Ann. art. 5.13(c) exempts ocean marine, marine, and noncommercial inland marine insurance.

CANCELLATION NON-RENEWAL CITES

Tex. Ins. Code Ann. § 551.001(a-1)(2) exempt marine, but not inland marine, insurance.

PLEASURECRAFT RATES/RULES No filing required
PLEASURECRAFT FORMS No filing required
STATE U.S. VIRGIN ISLANDS
RATES

Code contains no applicable rate requirements.

V.I. Code Ann. tit. 22 § 53a pre-approval of rates is not required, but the Commissioner shall be notified 30 days in advance of the effective date of any rate increase.

FORMS

V.I. Code Ann. tit. 22 § 801 exempts ocean marine and foreign trade insurance.

CANCELLATION NON-RENEWAL CITES

V.I. Code Ann. tit. 22 § 801 exempts ocean marine and foreign trade insurance.

PLEASURECRAFT RATES/RULES

No filing required. See V.I. Code Ann. Tit. 22 § 53a.

PLEASURECRAFT FORMS

V.I. Code Ann. Tit. 22 § 810 requires form filing for pleasurecraft policies that are not ocean marine policies.

STATE UT
RATES

Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance. Utah Code Ann. § 31A-19a-203(5) exempts inland marine insurance "not written according to standardized manual rules or rating plans."

FORMS

Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance.

Utah Code Ann. § 31A-21-201

Does not include inland or ocean marine insurance for filing requirement

CANCELLATION NON-RENEWAL CITES

Utah Code Ann. § 31A-1-103(3)(b) exempts ocean marine insurance.

Utah Code Ann. § 31A-21- 303.

PLEASURECRAFT RATES/RULES File (inland marine). Utah Code Ann. § 31A-1-103(3)(b).
PLEASURECRAFT FORMS File (inland marine). Utah Code Ann. § 31A-1-103(3)(b).
STATE VA
RATES

Va. Code Ann. § 38.2-1902(8) exempts insurance of vessels or craft used primarily in a trade or business, their cargoes, marine builders' risks and marine protection and indemnity

Admin. Order 9721 private pleasure watercraft 26 feet and over in length.

FORMS

Va. Code Ann. § 38.2-300(1) exempts ocean marine insurance. Admin. 9720 exempts private pleasure watercraft 26 feet and over in length.

CANCELLATION NON-RENEWAL CITES

Va. Code Ann. § 38.2-231 contains no marine exemptions.

PLEASURECRAFT RATES/RULES File (inland marine- if less than 26 feet). Va. Code Ann. § 38.2-1906.
PLEASURECRAFT FORMS File (inland marine- if less than 26 feet). Va. Code Ann. § 38.2-316.
STATE VT
RATES

Vt. Stat. Ann. tit. 8 § 4682(4) exempts ocean marine insurance.

FORMS

Vt. Stat. Ann. tit. 8 § 3541(a) exempts wet marine and transportation insurance, as well as specially rated inland marine risks.

CANCELLATION NON-RENEWAL CITES

Vt. Stat. Ann. tit. 8 § 4682(4) exempts ocean marine insurance. Vt. Stat. Ann. tit. 8 §§ 3879-3883, however, contain no marine exemptions from certain other requirements.

PLEASURECRAFT RATES/RULES File (inland marine). Vt. Stat. Ann. tit. 8 § 4682(4).
PLEASURECRAFT FORMS File (inland marine). Vt. Stat. Ann. tit. 8 § 3541(a).
STATE WA
RATES Wash. Rev. Code § 48.19.010(1)(e) exempts marine, but not inland marine, insurance. Wash. Admin. Code §284-24-080(4) requires rates for pleasure craft 26 feet or less in length.
FORMS Wash. Rev. Code § 48.18.010 exempts ocean marine and foreign trade insurance.
CANCELLATION NON-RENEWAL CITES Wash. Rev. Code § 48.18.010 exempts ocean marine and foreign trade insurance.
PLEASURECRAFT RATES/RULES

File (inland marine- if less than 26 feet). Wash. Admin. Code § 284-24-080(4).

PLEASURECRAFT FORMS

File (inland marine- if less than 26 feet). Wash. Rev. Code § 48.18.010.

STATE WI
RATES

Wis. Stat. § 625.03(1)(a) exempts ocean marine insurance. Wis. Admin. Code § Ins. 4.08 exempts inland marine insurance.

FORMS

Wis. Adm. Code § Ins. 6.05(2) exempts ocean marine insurance.

CANCELLATION NON-RENEWAL CITES

Wis. Stat. § 631.01(3) exempts ocean marine insurance.

PLEASURECRAFT RATES/RULES

No filing required.

PLEASURECRAFT FORMS

Filing required. Wis. Code. § 631.20.

STATE WV
RATES

W. Va. Code § 33-20-2(b)(3) exempts marine, but not inland marine, insurance.

FORMS

W. Va. Code § 33-17-8(b) exempts ocean marine insurance, as well as specially rated inland marine insurance.

CANCELLATION NON-RENEWAL CITES

W. Va. Code § 33–17a–1 to 33-17a-11 contain no marine exemptions.

PLEASURECRAFT RATES/RULES

File (inland marine). W. Va. Code § 33-20-2(b)(3).

PLEASURECRAFT FORMS

File (inland marine). W. Va. Code § 33-17-8(b)

STATE WY
RATES Wyo. Stat. Ann. § 26-14-102(a)(v) exempts Insurance of vessels or craft, their cargoes, marine builders' risks, marine protection and indemnity, or other risks commonly insured under marine, as distinguished from inland marine, insurance policies.
FORMS Wyo. Stat. Ann. § 26-15-101(a)(iii) exempts wet marine and transportation insurance.
CANCELLATION NON-RENEWAL CITES Wyo. Stat. Ann. §§ 26-35-201 to 26-35-204 contain no marine exemptions.
PLEASURECRAFT RATES/RULES

File (inland marine). Wyo. Stat. Ann. § 26-14-102(a)(v)

PLEASURECRAFT FORMS

 File (inland marine). Wyo. Stat. Ann. § 26-15-101(a)(iii).

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